Privacy Policy | J & L Carole Drive LLC

Effective Date: January 1, 2025 | Company: J & L Carole Drive LLC | Website: jlcaroledrive.com

J & L Carole Drive LLC ("Company," "we," "us," or "our"), located at 57 Girard Ave, Long Branch, NJ 07766, is committed to protecting the privacy of individuals who visit our website and interact with our services. This Privacy Policy describes how we collect, use, disclose, and protect your information.

By using our website at jlcaroledrive.com, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our website.

1. Information We Collect

Information You Provide Directly

When you complete our contact or inquiry form, we may collect:

Full name
Email address
Business name
Funding type and amount requested
Any additional information you provide in the message field
SMS consent preference (if you opt in via the SMS checkbox)

Information Collected Automatically

We may automatically collect certain technical information when you visit our website, including IP address, browser type, device type, pages visited, and referring URLs. This information is used solely for website analytics and security purposes.

2. How We Use Your Information

We use the information we collect for the following purposes:

To respond to your inquiry and provide information about our business funding products and services
To schedule and conduct consultations regarding your funding needs
To send marketing and promotional communications if you have provided express consent
To send SMS/text messages if you have expressly opted in to receive them
To improve our website and services
To comply with applicable laws and regulations

3. SMS & Text Message Communications

SMS Program Disclosures

If you have opted in to receive SMS/text messages from J & L Carole Drive LLC, the following terms apply to our text messaging program:

Program Description: We send recurring marketing and promotional SMS/MMS messages, including information about our financial products, services, and offers. Messages are sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
Message and Data Rates: Message and data rates may apply. Standard messaging and data rates from your mobile carrier may apply.
Opt-Out: Reply STOP to opt out of SMS messages at any time. After opting out, you will receive one confirmation message and no further messages will be sent.
Help: Reply HELP for assistance or contact us at eddie@jlcaroledrive.com.
Consent is NOT a condition of purchase. You are not required to consent to receive SMS messages to obtain our services or apply for funding.

4. Sharing of Information

We value your privacy and are committed to protecting your personal information. The following disclosures govern how we share your data:

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

All categories of information described in this Privacy Policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

We do not sell, rent, or trade your personal information to any third party for their independent marketing purposes.

We may share your information in the following limited circumstances:

Service Providers: With trusted service providers who assist in operating our website or delivering our services, subject to strict confidentiality obligations and only to the extent necessary to perform those services.
Legal Compliance: When required by applicable law, court order, or governmental authority.
Business Transfers: In connection with a merger, acquisition, or sale of business assets, with appropriate confidentiality protections.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain personal information for as long as necessary to fulfill the purposes for which it was collected, to comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we take reasonable steps to securely delete or anonymize it.

7. Your Rights and Choices

Depending on your jurisdiction, you may have certain rights regarding your personal information, including:

The right to access information we hold about you
The right to request correction of inaccurate information
The right to request deletion of your information
The right to opt out of marketing communications at any time
The right to opt out of SMS messages by replying STOP

To exercise any of these rights, please contact us at eddie@jlcaroledrive.com.

8. Cookies and Tracking Technologies

Our website may use standard cookies and similar technologies to enhance your browsing experience and analyze site traffic. You may control cookie preferences through your browser settings. Disabling cookies may affect certain functionality of our website.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies separately.

10. Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected information from a minor, we will take steps to delete such information promptly.

11. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. When we make material changes, we will update the "Last updated" date at the top of this page. Your continued use of our website following any changes constitutes your acceptance of the updated policy.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

J & L Carole Drive LLC
57 Girard Ave
Long Branch, NJ 07766
Email: eddie@jlcaroledrive.com